Smile Now, Pay Later with humm's Flexible Payment Plans

Humm categorises its spending limits into two options for convenience and to better accommodate your dental care needs. First, “Little Things” allow for dental expenses up to $2,000. This can be suitable for basic dental services, such as teeth cleanings and fillings.

On the other hand, “Big Things” are purchases over $2,000 up to $30,000, making it a good choice for costly, extensive dental procedures. Both of these funding categories have a unique set of rules for approval. Our team would be happy to assist you with more specific information about humm’s spending limits.

The repayment duration with humm offers great flexibility and is designed to meet your unique financial situation. Under the “Little Things” category, you can make repayments in either 5 or 10 fortnightly instalments.

This is particularly recommended for covering the costs of routine dental check-ups, teeth cleanings, and other minor treatments.

The “Big Things” plan provides even greater flexibility for more costly, extensive dental treatments. You can choose to spread your payments over an extended period ranging from 6 to 60 months.

This is beneficial if you are about to undergo comprehensive dental work, such as dental implants or orthodontics. You also have the freedom to settle your humm balance ahead of schedule without any additional fees.

Humm does have fees for delayed payments, but they’re designed to protect consumers. For purchases less than or equal to $65, a late fee of $6 will be charged. For purchases exceeding $65, the late fees may differ based on your chosen plan.

For instance, if you chose “Little Things”, the late fee is capped at 18% of the purchase price or $48, whichever is lower. For the “Big Things” plan, the cap is set at 18% of the purchase price or $78, whichever is lower.

Being mindful of these fees is crucial for responsible financial management. If you encounter challenges in making timely repayments, it’s recommended that you reach out to humm to explore alternative arrangements.

Humm is a versatile payment option that can be applied to any dental service offered at Sweet Smile Dental Doncaster, subject to humm’s approval of the funding amount for your specific dental treatment.

From basic scale and clean to more complex dental treatments like root canal therapy, humm provides a financial method tailored to your needs.

If you have further questions regarding the use of humm in dental treatments, our team would be happy to provide more information. Please don’t hesitate to contact us.